Card comparison

BitPay Card vs Fold Card

We compare what persists — rewards asset, card type, regions, custody. Cashback rates and fees change monthly, so check those on the official sites at decision time.

BitPay CardFold Card

Rewards paid in●None (spend-only)Bitcoin (sats)

Card type●PrepaidDebit

Provider●BitPayFold

RegionsUnited StatesUnited States

Rewards custodyCustodialCustodial

● = where they differ

BitPay Card

The spend-your-bitcoin card rather than an earn card: load from your own wallet, spend anywhere Mastercard works. No rewards program.

Fold Card

The bitcoin-first spending card in the US — sats back on everyday purchases with a rewards program built entirely around accumulating bitcoin.

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