On-ramp directory
Independent Reserve
Long-running regulated exchange for Australia, New Zealand and Singapore.
Independent Reserve is a long-running, regulated exchange serving Australia, New Zealand and Singapore, with a solid reputation among more serious users in those markets. Bank rails and compliance are its strengths.
It suits users in ANZ and Singapore who want a regulated, established venue rather than a flashy app. It is KYC’d and custodial; withdraw meaningful holdings to your own wallet as a matter of course.
Other exchanges
Binance
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Bitso
Latin America’s biggest exchange — local currency rails across the region.
Coinbase
The largest US-listed exchange — the mainstream on-ramp in most Western markets.
Firi
The largest Nordic crypto exchange — NOK/DKK rails, regulated locally.
Kraken
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Luno
Exchange focused on Africa and Southeast Asia with simple local-currency rails.
Quick answers
- Does Independent Reserve require KYC?
- Yes — Independent Reserve requires identity verification before you can buy bitcoin.
- Does Independent Reserve support Lightning?
- No — Independent Reserve settles on-chain only; withdrawals use regular Bitcoin transactions.
- How can you pay on Independent Reserve?
- Independent Reserve supports bank payments.
- Where is Independent Reserve available?
- Independent Reserve serves a limited set of countries (3 listed in our directory) — verify yours on the official site before signing up.
Availability and rules change with regulation — verify on the official site before sending funds. Bought your sats? Move them to a wallet you control, and check your country's tax rules.