BitPay Card

The BitPay card answers a different question than the rewards cards: not “how do I earn bitcoin?” but “how do I spend it?” Load the prepaid Mastercard from your own wallet via the BitPay app, then spend anywhere cards work. There is no rewards program — the product IS the off-ramp.

It suits holders who want occasional real-world spending power without exchange accounts or credit checks. Remember that loading the card is a disposal for tax purposes in most jurisdictions, and prepaid means no credit-card purchase protections.