Fold Card

Fold is the card for people whose goal is accumulating bitcoin without thinking about it: a debit card where everyday spending earns sats back, wrapped in an app built around stacking (roulette-style bonus spins, gift-card boosts, auto-buys). Among US options it is the only one where bitcoin isn’t a reward option but the entire point.

It suits US users who want their groceries to stack sats passively. Rewards accrue custodially in the Fold account — sweep to self-custody periodically — and the richer reward tiers sit behind a paid plan, so read the current terms before choosing one.